Financing Options

Making Home Comfort Possible For Everyone

We understand that upgrading your heating or cooling system is a big expense and paying out of pocket isn’t always feasible.

Shafer's Heating & Air Conditioning has payment options to fit your needs. We accept all major credit cards and through our relationships with GreenSky® and Microf, there are a variety of financing options* to give you more purchasing power.  Invest in your home’s comfort or respond to an unexpected heating and cooling need without breaking your monthly budget.

Please take a moment and follow the links to learn more about these financing options.

Synchrony Transact

Expand your purchasing power with Promotional Financing through Synchrony.

Synchrony is one of the nation’s premier consumer financial services companies. Our roots in consumer finance trace back to 1932, and today we are the largest provider of private label credit cards in the United States based on purchase volume and receivables.

  • A simple application process, and fast credit decisions
  • Unsecured, revolving credit lines
  • Promotional financing options1
  • Convenient monthly payment options
  • Online account management

Subject to credit approval. Minimum monthly payments required. See store for details.

For all promotions: Qualifying purchase must be made with your Home Design credit card issued by Synchrony Bank and a $29 account activation fee will apply and be charged at the time first purchase posts to account. For new accounts: Purchase APR is 26.99%; Minimum Monthly Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.


GreenSky® offers loans for any and all of your home improvement needs. Whether you are adding in a fully-featured heating and cooling system, or just updating your plumbing, GreenSky offers great financing options at great rates.

*Subject to credit approval. Minimum monthly payments required. See retailer for details.

How to Apply For GreenSky® Financing

Apply by Phone

Call 1-866-936-0602, and provide reference number 81047011 when asked.

Apply Online

You will be prompted for the following information.

Provide reference number 81047011 when asked.

You have several options you may choose from when submitting your application and are approved for financing:

Option 1: 120 mos plan is Plan Number 1209
Option 2: 60 mos plan is Plan Number 1166
Option 3: 18 mos plan is Plan Number 3188

Financing Options from GreenSky
Finance Your HVAC Project
1209 - Reduced Rate 9.99% for 120 Months
1166 - Reduced Rate 6.99% for 60 Months
3188 - 18 Months No Interest, No Payments - (84 Principal Pmts)
Financing for GreenSky© credit programs is provided by federally insured, federal and state chartered financial institutions without regard to race, color, religion, national origin, sex or familial status. NMLS #1416362; CT SLC-1416362; NJMT #1501607 C22


Hassle Free Monthly Payments with no credit necessary!

Microf is a relationship-based company that places top priority on the wants and needs of our customers. Our innovative rent-to-own strategy provides unmatched flexibility to consumers through quick response times and multiple payment terms and options. Microf helps restore the heating and cooling needs of the consumer with an affordable monthly payment through our extensive contractor network.

5 Things You Need to Know About Microf:

  • We specialize in lease purchase options for residential replacement HVAC systems.
  • We have a simple application process.
  • We offer near-real-time Pre-Approval, Further Review, or Decline decisions.
  • We offer convenient and affordable monthly renewal payment options based on 36, 48, or 60 months to ownership.
  • Customers can take advantage of meaningful monthly payment and early purchase option discounts.

Click Banner to Apply

Microf HVAC financing option

*Shafer's HVAC Inc is not a finance provider and does not make any representation, warranty, guarantee, or other assurance as to whether a particular finance company is right for you. In no circumstances is Shafer's HVAC responsible or liable for any direct, indirect or incidental loss or damage whatsoever arising from or in connection with your use of a third party finance service company, including the companies referred to herein. You are using the finance services at your own risk. Shafer's HVAC recommends that you consult with a financial, tax, or legal advisor who is familiar with your situation when considering financing options.

Subject to credit approval. Minimum monthly payments required. See Financial Institution for details.